About the editorial team
The PolicyholderAid editorial team is an independent group of California-focused property insurance researchers and writers. Our work is reviewed by licensed California public adjusters and (on legal-adjacent topics) by California first-party insurance attorneys before publication. We cite primary sources — California Department of Insurance bulletins, reported court decisions with full citations, statutory text, and California news outlets. We do not accept payment from carriers, attorneys, or contractors for editorial coverage.
Articles published under the PolicyholderAid Editorial Team byline are written and edited collaboratively. Where a single author led the work, you'll see their individual byline instead. See our editorial standards for how we source, review, and update content.